Ledgerly · conversion +18%

Checkout that stopped losing people

Half of new merchants gave up during checkout setup. We cut nine steps to four, and conversion rose 18% in one quarter.

The problem

Merchants signed up, started setting up checkout and stopped. Half of them never took a single payment. Support blamed bank verification; the data said otherwise.

What we did

I watched twelve merchants set up checkout on a call. Most of them stalled at the same three screens, none of them about the bank. We merged nine steps into four, moved tax settings to after the first payment and let people take a test payment straight away.

The result

Setup completion went from 51% to 69% in a quarter, and the time to the first payment fell from four days to one.

What I’d do differently

Ship the test payment first. It was the smallest change and it did half the work.

Working on something like this?

N

Nadia Ferro

Senior product manager in Lisbon. Payments, health and B2B software since 2017.

Based in

Lisbon, Portugal
Remote or hybrid

Availability

Open to

Lead PM

From

Jan 2027

Remote

Yes

Zone

UTC+0

Nadia Ferro

Nadia Ferro

Nadia Ferro

© 2026 Nadia Ferro. Written in Lisbon.

In product since 2017

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